TEO - Das neue Multibanking

Use all multibanking functions and benefit from contract manager and insurance manager with the free and secure financial app.

TEO financial app - reliable online banking including multibanking, contract manager and insurance manager.

• Multibanking for almost all banks in Germany

• All common online banking functions such as sales overview, transfers, standing orders

• Integration of the depots from MeinInvest, VermögensPlus and UnionDepotOnline

• Integration of easyCredit

• Cooperation with some Sparda banks for expanded online banking

• Contract and insurance manager with cancellation alarm clock

• Financial weather, virtual savings boxes

• Excellent security and data protection standards

• TÜV-tested app for safety requirements

ONLINE BANKING INCLUDING MULTIBANKING AND INTEGRATION OF DEPOSITS

• TEO offers familiar online banking features in one place

• Multibanking financial overview of all accounts

• Transfers with the usual release procedure

• Photo and QR code transfers

• Financial overview of integrated depots

HOME PAGE WITH PERSONALIZABLE TOTAL BALANCE

The home page contains a summed up total balance of all integrated accounts selected by the user. Below you will find the individual balances of the integrated account types (current, investment, credit accounts and credit cards).

COOPERATION WITH SPARDA BANKS AND ADDITIONAL FUNCTIONS

The Sparda banks in Baden-Württemberg, Munich and Nuremberg cooperate with TEO. This means they can provide their customers with additional online banking functions and information such as: E.g. contact center, direct debit return, mailbox, appointment scheduling, push notifications for account transactions.

CONTRACT AND INSURANCE MANAGER

The contract manager automatically recognizes ongoing contracts and lists them clearly. Additional contracts, notice periods and a cancellation alarm can be added manually. The insurance manager helps to keep an overview of insurance policies taken out and their monthly costs. These can be optimized through useful insurance offers and tips. With the contract check in TEO, contracts can be easily compared.

FINANCIAL WEATHER

With financial weather, your financial future will never be uncertain again. Based on recurring income and expenses and taking variable payments into account, you receive forecasts about the account balance at any time. The next 1-13 months can be reliably predicted.

SAVING BOXES

The TEO savings boxes make saving for new wishes more straightforward and easier than ever before. The number of savings boxes is unlimited and they can be named individually. This means you save specifically and automatically for your next wish. And the best thing: the money stays in the account the whole time - because with TEO it is only put aside virtually.

SECURITY OF DATA

At TEO, the highest value is placed on the protection and security of data. TEO does not store any sensitive payment information on the device - this is reloaded in encrypted form every time you log in. TEO is protected by security measures such as firewalls, SSL protection and authentication procedures.

TEO can be used from the age of 7. Users under the age of 16 require the consent of a legal guardian to create a TEO account.